Oxygen X Finance Company, a subsidiary of Access Holdings Plc and a fast-rising leader in Africa’s digital lending ecosystem, has achieved two globally recognized International Organization for Standardization (ISO) certifications: ISO 27001:2022 for Information Security Management and ISO 22301:2019 for Business Continuity Management.
The dual certifications underscore Oxygen X’s unwavering commitment to data security, operational resilience, and global best practices, further strengthening its position as a trusted, secure, and future-ready digital lending partner across Africa.
ISO 27001:2022 is the world’s foremost standard for information security management systems. Oxygen X’s certification confirms the implementation of robust, enterprise-grade controls designed to safeguard sensitive customer and business data against cyber threats, data breaches, and evolving digital risks.
In an era of increasing cyber vulnerabilities within financial services, the certification demonstrates Oxygen X’s proactive approach to risk management, privacy protection, and regulatory compliance, reinforcing confidence among customers, partners, and regulators.
ISO 22301:2019, the international benchmark for business continuity management, validates Oxygen X’s ability to maintain uninterrupted operations even during unforeseen disruptions. This resilience is critical as the company scales its services across Africa’s rapidly evolving financial landscape.
The certification confirms that Oxygen X has established a structured, tested, and responsive operational framework capable of sustaining service delivery under adverse conditions—ensuring reliability for millions of users who depend on its digital credit solutions.
Speaking on the achievement, Daniel Watts, Acting Chief Executive Officer of Oxygen X, emphasized the importance of trust and global standards in the company’s growth journey.
“Trust is the foundation of our platform. These certifications validate the rigor of our systems and our promise to provide a resilient and secure lending experience. As we scale across Africa, operating at global best-practice standards remains our top priority.”
This milestone further cements Oxygen X’s reputation as one of Africa’s most secure and responsible digital lenders. As the company deepens its commitment to financial inclusion and expands its footprint, the certifications reflect its dedication to customer protection, governance excellence, and alignment with international regulatory benchmarks.
By prioritizing security and continuity, Oxygen X is setting a new standard for responsible digital credit delivery, ensuring seamless access to finance while protecting long-term customer interests.
Oxygen X continues to innovate at the intersection of technology and finance, with a strong focus on governance, sustainability, and customer-centric solutions. The company’s approach blends advanced risk technology with a mission-driven philosophy aimed at empowering individuals and businesses across Africa.
About Oxygen X Finance Company
Oxygen X is a digital-first consumer lending company committed to unlocking financial opportunities for Africans. A subsidiary of Access Holdings Plc, Oxygen X is designed to redefine lending across the Access ecosystem by delivering innovative financial solutions that help individuals and businesses thrive.
Built on advanced risk analytics and a customer-first philosophy, Oxygen X is on a mission to become the world’s most respected African lending brand—empowering people to make informed financial decisions, improve their livelihoods, and progress confidently to their next level.
From salary earners managing monthly needs to entrepreneurs scaling their businesses, Oxygen X provides accessible, responsible loans that create real economic impact. Its model integrates financial innovation with sustainability, ensuring that every loan contributes to long-term progress for customers, communities, and the broader economy.
Backed by one of Africa’s largest financial ecosystems and supported by strong governance structures, Oxygen X is shaping the future of digital credit—one responsible loan at a time.
For more information, visit www.oxygenx.africa