The panel discussion on housing policy and infrastructure examined the role of government-led infrastructure, land governance reforms, mortgage financing, and urban planning in addressing Nigeria’s housing deficit.
Experts noted that streamlined building approvals, improved documentation, and integrated planning systems are critical to accelerating housing development. They also highlighted the importance of government-led land provisioning and infrastructure development in reducing housing costs and enabling private sector participation.
The panel emphasised that structured social housing frameworks, supported by government covenants and incentives, can ensure affordability while maintaining developer profitability.
Participants further pointed to single-digit mortgage policies as a key driver of housing demand, noting that affordable financing allows developers to build at scale and reduces unit costs.
The discussion also highlighted the need for compact urban development, mixed-use planning, and regional collaboration to reduce infrastructure costs, which can account for up to 30 percent of housing development expenses.