Wema Bank is set to once again redefine Nigeria’s digital banking landscape with the launch of an upgraded version of ALAT by Wema, scheduled to go live in January 2026.
Branded “ALAT: The Evolution,” the new upgrade signals the next phase in the journey of Africa’s first fully digital bank, reinforcing Wema Bank’s reputation as a trailblazer in technology-driven financial services.
The upgraded ALAT is designed as a refined and more intelligent version of the platform users have come to trust. According to the bank, the new experience will deliver faster interactions, a more intuitive interface, and a deeper level of personalisation tailored to individual user behaviour.
A major highlight of the upgrade is the introduction of SAW (Smart ALAT by Wema), an AI-powered assistant integrated into the ALAT app. SAW is expected to enhance customer experience by providing smarter insights, quicker support, and more responsive banking interactions, reflecting how artificial intelligence is reshaping modern financial services.
Wema Bank explained that ALAT: The Evolution is not merely a redesign, but a deliberate reimagining of digital banking, built around intentional innovation and user-centric functionality. The platform is expected to adapt more seamlessly to customer needs while delivering a smoother and more engaging banking experience.
ALAT by Wema first launched in 2017, making history as Africa’s first fully digital bank and transforming how millions of Nigerians interact with banking services. Since its debut, ALAT has played a critical role in driving financial inclusion and accelerating the adoption of digital banking across the country.
With the upcoming upgrade, Wema Bank is once again reinforcing its leadership position in the fintech and banking space, demonstrating its continued commitment to innovation, customer experience, and the future of banking in Africa.
As anticipation builds ahead of the January 2026 launch, industry watchers say ALAT: The Evolution could further raise the bar for digital banking in Nigeria, setting new benchmarks for speed, intelligence, and personalised financial services.

